Citibank provides a personal loan interest rate which is 9.99% PA. – 16.49% P.A. Lenders allow persons to borrow up to Rs 30 lakh. OROWA borrower can pay the loan amount within a maximum of 60 months. In addition to the interest rate, the under also takes a nominal booking fee or processing fee of 3% of the approved loan amount.
The personal loans offered by Citibank can help you fulfill your dreams, from renovating your home and going abroad to buy gadgets and plan a wedding. Citibank personal loan can be available within 48 hours if the customer submits the required documents.
Customers can get personal loans through simple documents and difficulty-free processes with minimal documents. You can choose a loan tenure from 12 months to 60 months. There is no need to guarantee to avail the personal loans provided by the customers Citibank.
Interest rate
| Particulars | Details |
| Interest Rate | 9.99% p.a. – 16.49% p.a. |
| Processing Fee | Up to 3% of the borrowed loan amount |
| Loan Tenure | Up to 60 months |
| Loan Amount | Rs.50,000 – Rs.30 lakh |
| Employment Status | Salaried employees, self-employed applicants (non-professionals), and self-employed applicants (professionals) |
| Credit Score | Ideal score: Over 700 |
| Lowest EMI per Lakh | Rs.2,124* |
| Pre-closure Charges | Up to 4% of the outstanding principal plus interest for the ongoing month |
Factors of Citibank personal Loan
- Loan Tenure
- Relationship with Citibank
- Repayment Capacity
- Employment details
Other fees and charges
- Late payment charges: Nil
- Stamp duty: As per state laws
Documents for Citibank Personal Loan
- Identity proof / address proof (copy of passport/voter ID card/driving license/Aadhaar Card)
- Bank statement of previous 3 months (Passbook of previous 6 months)
- Two latest salary slip/current dated salary certificate with the latest Form 16.
How to apply Citibank Personal Loan
- Visit official website of Citibank.
- Click on Loan option.
- Select Personal Loan option.
- Fill whole form carefully.
- Attach all documents which is mention on application from.